Why Step is right for your teen
Step offers an FDIC insured account with a new type of Visa card. Instantly add money to their Step account. No risk of them overdrafting because they can only spend the money in their account. The Step Card is protected by Visa’s Fraud Protection and Zero liability guarantee.
Getting started
Download
Download the app and create your own adult account.
Signup
Enter your information to create your own account in seconds.
Sponsor
Invite your teen to download the app and unlock their Visa Step Card.
No fees. None. Ever.
Step is built so we don’t have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required.
Say goodbye to cash
Step gives you visibility into their spending and helps teach good spending habits. Never have to run to an ATM to get cash for your teen.
Instantly send and receive money
Add money to your teen’s account for chores, allowances or emergencies within seconds. Securely link your existing bank account or debit card to make sure they always have funds.
Build positive credit
Help kickstart their financial future by building their credit early. The Step Card operates just like your typical debit card but with the benefit of building positive credit.
Help teach smart spending habits
Set up an allowance with recurring payments just like a paycheck. Teach your teen how to use these payments to balance a budget and save money.
